My Path My Learning - Thoughtful Learner

Join the movement this #WorldEnvironmentDay2025 – read how a childhood act of planting trees connects to today’s #CSR, #ESG, and #Restoration efforts like #RamgarhDam revival. Let’s build a sustainable future, together!  धरती माँ की गोद में, जीवन का है वास, हरे-भरे वन, सुंदर हैं घास। नदी की धारा, बहती है सदा, पर्यावरण का है यह, सुंदर सदा। (by ~unknown) 🌱 A Personal Memory: My First Step Towards the Environment Childhood Effort, Lifelong Impact As a child, I always felt deeply connected to nature. One summer, I joined hands with my neighborhood friends and planted 45  neem and other plant saplings on the ground in front of my house. With joy and hope, we watered them every day without fail. But we were young and unaware— overwatering and other mistakes led to the loss of 32 trees. We were heartbroken. But 13 trees survived . Today, when I look out from my balcony, I see those Neem trees standing tall, providing shade to the students and teachers of a private school that lat...

Direct Benefit Transfer (DBT) is the centrepiece of India’s digital governance approach. In the urban development landscape, the PAISA portal (Portal for Affordable Credit and Interest Subvention Access) has emerged as a major reform under the Ministry of Housing and Urban Affairs (MoHUA). Designed to enable real-time, transparent, and efficient subsidy disbursement under the Self-Employment Programme (SEP), revolving fund disbursement under Social Mobilization and Institutional Development (SM&ID) for Women SHGs (WSHG) of the Deendayal Antodaya Yojana - National Urban Livelihoods Mission (DAY-NULM), the portal brought about a complete shift from manual workflow to digital transparency. This blog outlines the challenges in manual subsidy disbursement, the impact it has created after digital transparency, and the technical underpinnings of the system. The Before Scenario: Challenges in Manual DBT Before the introduction of the PAISA Portal, the process of disbursing subsidies ...